FreeCreditReport.com Review

Free credit report dot com is more than just an agency to help fix your credit. One thing that seems to have been used to make free credit report dot come so widely known is the commercials of the guy singing while doing different jobs and activities. The commercial is rather catchy and gets the word out well.

You can get a credit report from the major reporting companies. The companies are Equifax, Experian, and TransUnion. Upon entering the site you need to log into your account if you do not already have one. Once you are logged in you are able to do a number of things from getting id theft protection to seeing your credit report and score. When you click the link to get your free credit report it will take you to a sign up page to enter your information.

Once you have made it this far you will then need to also give your date of birth and social security number. The only drawback to the whole sign up phase is that even though it’s a free report you still have to sign up for a monthly program which requires a credit card. For those people who have bad credit and cannot get a credit card it kind of leaves them sitting in the dark so to speak when it comes to seeing their report so that they can try to fix it.

IF you cannot get your report because of an issue of not having a credit card then the concept of a free credit report is not really what it seems to be. Many people either cannot or just do not want to have a credit card. So in the end all your really doing is wasting your time doing the signup process if you don’t have a credit card to use.

The idea behind all of this is a great one but there needs to be a way to be able to get that free report without having to sign up for a long term agreement and without having to use a credit card. If you were able to use a state issued id as a way of getting that report then the service may be worth it and the people could then see where issues on their credit lie and be able to take care of them and someday get a credit card and be able to use the service on a monthly basis to keep track of their credit and be sure that it stays on a good track.